# Citibank: SGD time deposit: Up to 2.00% p.a. for Citigold clients

Citigold and Citigold Private Client clients get 1.55% p.a. on a 3-month and 2.00% p.a. on a 6-month SGD time deposit with new funds placed 1 to 30 Nov 2026; existing clients also get 1.70% p.a. on 9 months.

- Deal: 2.00% p.a. (Deal)
- When: 1 Nov – 30 Nov
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: New funds only; place through a Client Advisor (not Citibank Online or the app) by 30 Nov 2026; Citigold (AUM from S$250,000) or Citigold Private Client (AUM from S$1,500,000).
- Promotion page: https://www.citibank.com.sg/static/all-promo#:~:text=Exclusive%20SGD%20Time%20Deposit%20Promotions
- Menu / poster (PDF): https://www.citibank.com.sg/pdf/wealth-management/citigold/privilges-and-offers/promotions/time-deposit-offer-ntb-onshore.pdf
- Where: Not stated

## Details

### New-to-bank Citigold / Citigold Private Client
- New funds S$250,000 to S$5,000,000
- 3 months: 1.55% p.a.
- 6 months: 2.00% p.a.

### Existing Citigold Private Client
- New funds S$5,000 to under S$5,000,000
- 3 months: 1.55% p.a.; 6 months: 2.00% p.a.; 9 months: 1.70% p.a.

### Existing Citigold
- New funds S$5,000 to under S$5,000,000
- 3 months: 1.55% p.a.; 6 months: 2.00% p.a.; 9 months: 1.70% p.a.

### Good to know
- Placement period 1 to 30 Nov 2026
- New funds come from outside Citi and are above last month's average daily balance
- Early withdrawal may cost a fee; a rollover renews at board rates
- New-to-bank clients: no Citi primary account in the last 24 months
- T&Cs: Citi New-to-Bank New Funds Time Deposit Promotion; Citigold and Citigold Private Client SGD Time Deposit T&Cs (PDF)

- Confidence: high
- Last updated: 2026-11-11T09:17:55+08:00
- Page: https://spill.sg/p/citibank-sgd-time-deposit-promo-2026-11-01
- Add to calendar: https://spill.sg/p/citibank-sgd-time-deposit-promo-2026-11-01/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=Citibank%3A+SGD+time+deposit%3A+Up+to+2.00%25+p.a.+for+Citigold+clients&dates=20261112%2F20261201&details=Citigold+and+Citigold+Private+Client+clients+get+1.55%25+p.a.+on+a+3-month+and+2.00%25+p.a.+on+a+6-month+SGD+time+deposit+with+new+funds+placed+1+to+30+Nov+2026%3B+existing+clients+also+get+1.70%25+p.a.+on+9+months.%0AUntil+2026-11-30%0ANew+funds+only%3B+place+through+a+Client+Advisor+%28not+Citibank+Online+or+the+app%29+by+30+Nov+2026%3B+Citigold+%28AUM+from+S%24250%2C000%29+or+Citigold+Private+Client+%28AUM+from+S%241%2C500%2C000%29.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-sgd-time-deposit-promo-2026-11-01&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Citibank%3A+SGD+time+deposit%3A+Up+to+2.00%25+p.a.+for+Citigold+clients&body=Citigold+and+Citigold+Private+Client+clients+get+1.55%25+p.a.+on+a+3-month+and+2.00%25+p.a.+on+a+6-month+SGD+time+deposit+with+new+funds+placed+1+to+30+Nov+2026%3B+existing+clients+also+get+1.70%25+p.a.+on+9+months.%0AUntil+2026-11-30%0ANew+funds+only%3B+place+through+a+Client+Advisor+%28not+Citibank+Online+or+the+app%29+by+30+Nov+2026%3B+Citigold+%28AUM+from+S%24250%2C000%29+or+Citigold+Private+Client+%28AUM+from+S%241%2C500%2C000%29.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-sgd-time-deposit-promo-2026-11-01&location=&startdt=2026-11-12&enddt=2026-12-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/citibank-sgd-time-deposit-promo-2026-11-01?save=1&remind=1

_From Spill. Source: citibank.com.sg. Terms can change._