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  "brand": "Citibank",
  "title": "SGD time deposit: Up to 2.00% p.a. for Citigold clients",
  "summary": "Citigold and Citigold Private Client clients get 1.55% p.a. on a 3-month and 2.00% p.a. on a 6-month SGD time deposit with new funds placed 1 to 30 Nov 2026; existing clients also get 1.70% p.a. on 9 months.",
  "deal_type": "other",
  "badge": "2.00% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-11-01",
  "end_date": "2026-11-30",
  "time_note": null,
  "conditions": "New funds only; place through a Client Advisor (not Citibank Online or the app) by 30 Nov 2026; Citigold (AUM from S$250,000) or Citigold Private Client (AUM from S$1,500,000).",
  "details": [
    {
      "heading": "New-to-bank Citigold / Citigold Private Client",
      "lines": [
        "New funds S$250,000 to S$5,000,000",
        "3 months: 1.55% p.a.",
        "6 months: 2.00% p.a."
      ]
    },
    {
      "heading": "Existing Citigold Private Client",
      "lines": [
        "New funds S$5,000 to under S$5,000,000",
        "3 months: 1.55% p.a.; 6 months: 2.00% p.a.; 9 months: 1.70% p.a."
      ]
    },
    {
      "heading": "Existing Citigold",
      "lines": [
        "New funds S$5,000 to under S$5,000,000",
        "3 months: 1.55% p.a.; 6 months: 2.00% p.a.; 9 months: 1.70% p.a."
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Placement period 1 to 30 Nov 2026",
        "New funds come from outside Citi and are above last month's average daily balance",
        "Early withdrawal may cost a fee; a rollover renews at board rates",
        "New-to-bank clients: no Citi primary account in the last 24 months",
        "T&Cs: Citi New-to-Bank New Funds Time Deposit Promotion; Citigold and Citigold Private Client SGD Time Deposit T&Cs (PDF)"
      ]
    }
  ],
  "promo_url": "https://www.citibank.com.sg/static/all-promo#:~:text=Exclusive%20SGD%20Time%20Deposit%20Promotions",
  "booking_url": "https://www.citibank.com.sg/static/all-promo#:~:text=Exclusive%20SGD%20Time%20Deposit%20Promotions",
  "pdf_url": "https://www.citibank.com.sg/pdf/wealth-management/citigold/privilges-and-offers/promotions/time-deposit-offer-ntb-onshore.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-10-31T16:00:00.000Z",
  "source_url": "https://www.citibank.com.sg/static/all-promo",
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  "original_url": "https://www.citibank.com.sg/static/all-promo",
  "original_type": "website",
  "original_text": "Citi promotions let you enjoy special banking, credit card & investment deals. Get exclusive cashback, rewards & offers. Check out the latest offers today!",
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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