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  "url": "https://spill.sg/p/citibank-fx-time-deposit-1-month-2026-11-01",
  "brand": "Citibank",
  "title": "1-month foreign currency time deposit: AUD 4.00%, USD 3.45% p.a.",
  "summary": "Convert money into another currency through Citi and place a 1-month time deposit at promotional rates, from USD 50,000 equivalent, placed 1 to 30 Nov 2026.",
  "deal_type": "other",
  "badge": "4.00%",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-11-01",
  "end_date": "2026-11-30",
  "time_note": null,
  "conditions": "All Citibank clients with a checking or savings account; funds must be converted from a different currency through Citi; USD 50,000 to USD 5,000,000 equivalent; place through a Client Advisor.",
  "details": [
    {
      "heading": "1-month promotional rates (p.a.)",
      "lines": [
        "AUD 4.00%",
        "USD 3.45%",
        "GBP 3.25%",
        "NZD 2.00%",
        "EUR 1.75%",
        "CAD 1.50%",
        "SGD 1.00% (listed in the T&Cs)",
        "JPY 0.75%",
        "CNH 0.35%",
        "CHF 0.05%"
      ]
    },
    {
      "heading": "How to qualify",
      "lines": [
        "Place the deposit through a Client Advisor; the full amount must be converted from another currency by a Citi Treasury Sales Officer",
        "New or existing funds both count",
        "Minimum USD 50,000 equivalent, maximum USD 5,000,000 equivalent per primary client"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Promotion Period 1 to 30 Nov 2026; rates can change without notice",
        "Not available through Citibank Online or the Citi Mobile App",
        "Early withdrawal may cost a fee; a rollover renews at board rates",
        "Currency moves can cause a loss when converting back",
        "T&Cs: Citibank Foreign Currency FX Time Deposit Promotion (PDF)"
      ]
    }
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  "promo_url": "https://www.citibank.com.sg/static/all-promo#:~:text=Foreign%20Currency%20FX%20Time%20Deposit%20Promotions",
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  "pdf_url": "https://www.citibank.com.sg/content/dam/cgcpc/sg/prelogin/www-citibank-com-sg/pdf/fcy-fxtd-promo-tsc-1nov.pdf",
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  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-10-31T16:00:00.000Z",
  "source_url": "https://www.citibank.com.sg/static/all-promo",
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  "original_url": "https://www.citibank.com.sg/static/all-promo",
  "original_type": "website",
  "original_text": "Citi promotions let you enjoy special banking, credit card & investment deals. Get exclusive cashback, rewards & offers. Check out the latest offers today!",
  "confidence": "high",
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