# Citibank: Refer a friend to a Citi credit card: S$150 cash each

Existing Citi cardholders get S$150 cash for each friend who is approved for an eligible Citi credit card with their referral code, up to S$1,500. Friends get that card's welcome offer.

- Deal: Cashback (Cashback)
- When: 1 Jul – 31 Dec
- Status on 2026-11-12: live
- Category: Cards & Banks
- Price: S$150
- Conditions: Referrer holds a Citi credit card (main or supplementary); friend must be new to Citi credit cards, apply with the code and be approved by 31 Dec 2026, and make 1 transaction within 30 days.
- Promotion page: https://www.citibank.com.sg/credit-cards/landing-page/referral-program/referrer.html
- Menu / poster (PDF): https://www.citibank.com.sg/pdf/1023/Online_Acquisition_Promo_TCs_for_MGM-2026.pdf
- Where: Not stated

## Details

### Cash for the referrer
- S$150 per successful referral: 1 = S$150, 2 = S$300, 3 = S$450, 4 = S$600, 5 = S$750, 6 = S$900, 7 = S$1,050, 8 = S$1,200
- Capped at S$1,500 (10th referral)
- Credited to the referring card account within 12 to 16 weeks

### What the friend gets (one welcome offer)
- Citi Cash Back: S$300 cash back; Citi Cash Back+: 8% cash back
- Citi PremierMiles: up to 30,000 bonus Citi Miles; Citi Rewards: 40,000 ThankYou Points
- Citi SMRT: S$300 cash back; Citi M1: S$300 cash back; Citi Prestige: up to 162,500 ThankYou Points

### Good to know
- Qualifying Period 1 Jul to 31 Dec 2026; online referrals only
- Generate the code on the page with name, mobile number and last 4 card digits
- Friend must not hold a main Citi credit card or have closed one in the last 12 months (existing cardholders can be referred only for Citi Prestige)
- Friend's card must stay open and in good standing for 60 days after approval
- Cash cannot be withdrawn or used for the minimum payment
- T&Cs: Citibank Credit Card Online Member-Get-Member 2026 Promotion (PDF)

- Confidence: high
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/citibank-credit-card-referral-s150-2026-07-01
- Add to calendar: https://spill.sg/p/citibank-credit-card-referral-s150-2026-07-01/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=Citibank%3A+Refer+a+friend+to+a+Citi+credit+card%3A+S%24150+cash+each&dates=20261112%2F20270101&details=Existing+Citi+cardholders+get+S%24150+cash+for+each+friend+who+is+approved+for+an+eligible+Citi+credit+card+with+their+referral+code%2C+up+to+S%241%2C500.+Friends+get+that+card%27s+welcome+offer.%0AUntil+2026-12-31%0AReferrer+holds+a+Citi+credit+card+%28main+or+supplementary%29%3B+friend+must+be+new+to+Citi+credit+cards%2C+apply+with+the+code+and+be+approved+by+31+Dec+2026%2C+and+make+1+transaction+within+30+days.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-credit-card-referral-s150-2026-07-01&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=Citibank%3A+Refer+a+friend+to+a+Citi+credit+card%3A+S%24150+cash+each&body=Existing+Citi+cardholders+get+S%24150+cash+for+each+friend+who+is+approved+for+an+eligible+Citi+credit+card+with+their+referral+code%2C+up+to+S%241%2C500.+Friends+get+that+card%27s+welcome+offer.%0AUntil+2026-12-31%0AReferrer+holds+a+Citi+credit+card+%28main+or+supplementary%29%3B+friend+must+be+new+to+Citi+credit+cards%2C+apply+with+the+code+and+be+approved+by+31+Dec+2026%2C+and+make+1+transaction+within+30+days.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Fcitibank-credit-card-referral-s150-2026-07-01&location=&startdt=2026-11-12&enddt=2027-01-01&allday=true
- Save and get a reminder when it starts: https://spill.sg/p/citibank-credit-card-referral-s150-2026-07-01?save=1&remind=1

_From Spill. Source: citibank.com.sg. Terms can change._