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  "url": "https://spill.sg/p/citibank-credit-card-referral-s150-2026-07-01",
  "brand": "Citibank",
  "title": "Refer a friend to a Citi credit card: S$150 cash each",
  "summary": "Existing Citi cardholders get S$150 cash for each friend who is approved for an eligible Citi credit card with their referral code, up to S$1,500. Friends get that card's welcome offer.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": 150,
  "original_price_sgd": null,
  "start_date": "2026-07-01",
  "end_date": "2026-12-31",
  "time_note": null,
  "conditions": "Referrer holds a Citi credit card (main or supplementary); friend must be new to Citi credit cards, apply with the code and be approved by 31 Dec 2026, and make 1 transaction within 30 days.",
  "details": [
    {
      "heading": "Cash for the referrer",
      "lines": [
        "S$150 per successful referral: 1 = S$150, 2 = S$300, 3 = S$450, 4 = S$600, 5 = S$750, 6 = S$900, 7 = S$1,050, 8 = S$1,200",
        "Capped at S$1,500 (10th referral)",
        "Credited to the referring card account within 12 to 16 weeks"
      ]
    },
    {
      "heading": "What the friend gets (one welcome offer)",
      "lines": [
        "Citi Cash Back: S$300 cash back; Citi Cash Back+: 8% cash back",
        "Citi PremierMiles: up to 30,000 bonus Citi Miles; Citi Rewards: 40,000 ThankYou Points",
        "Citi SMRT: S$300 cash back; Citi M1: S$300 cash back; Citi Prestige: up to 162,500 ThankYou Points"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Qualifying Period 1 Jul to 31 Dec 2026; online referrals only",
        "Generate the code on the page with name, mobile number and last 4 card digits",
        "Friend must not hold a main Citi credit card or have closed one in the last 12 months (existing cardholders can be referred only for Citi Prestige)",
        "Friend's card must stay open and in good standing for 60 days after approval",
        "Cash cannot be withdrawn or used for the minimum payment",
        "T&Cs: Citibank Credit Card Online Member-Get-Member 2026 Promotion (PDF)"
      ]
    }
  ],
  "promo_url": "https://www.citibank.com.sg/credit-cards/landing-page/referral-program/referrer.html",
  "booking_url": "https://www.citibank.com.sg/credit-cards/landing-page/referral-program/referrer.html",
  "pdf_url": "https://www.citibank.com.sg/pdf/1023/Online_Acquisition_Promo_TCs_for_MGM-2026.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-06-30T16:00:00.000Z",
  "source_url": "https://www.citibank.com.sg/credit-cards/landing-page/referral-program/referrer.html",
  "image_url": "https://spill.sg/deal-img/citibank-credit-card-referral-s150-2026-07-01.webp?v=d759ec1fec",
  "original_url": "https://www.citibank.com.sg/credit-cards/landing-page/referral-program/referrer.html",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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