# Citibank: Citi-AIA insurance: Up to 16.00% p.a. 2-month time deposit

Buy an eligible AIA plan through Citi and get a one-time 2-month SGD or USD time deposit at 4.00% to 16.00% p.a., depending on plan type and premium. Plans issued 1 Jul to 31 Dec 2026.

- Deal: 16.00% p.a. (Deal)
- When: 1 Jul – 31 Dec
- Status on 2026-11-12: live
- Category: Insurance
- Conditions: Eligible AIA plan issued 1 Jul to 31 Dec 2026; place the 2-month deposit by 31 Jan 2027; minimum deposit S$10,000 (S$5,000 for smaller protection plans).
- Promotion page: https://www.citibank.com.sg/static/all-promo#:~:text=Citi%2DAIA%20Insurance%20Promotions
- Menu / poster (PDF): https://www.citibank.com.sg/global_docs/pdf/aia-onshore-td-offer-tncs.pdf
- Where: Not stated

## Details

### Regular premium savings plans (AIA Retirement Saver (IV), Smart Wealth Builder, Platinum Gift for Life Plus (II), Platinum Infinite Wealth (II))
- Annual premium S$25,000 to under S$35,000: 4.00% p.a.
- S$35,000 to under S$50,000: 5.00% p.a.; S$50,000 to under S$100,000: 6.00% p.a.; S$100,000 and above: 7.00% p.a.
- Deposit up to 2x the annual premium or S$1,000,000, whichever is lower

### Investment-linked plans
- AIA Elite Secure Income, Platinum Wealth Legacy: S$35,000 to under S$100,000 = 4.00% p.a.; S$100,000 and above = 5.00% p.a.
- AIA Platinum Wealth Venture 3.0: 5-pay S$35,000 to under S$60,000 or 2-pay S$80,000 to under S$150,000 = 5.00% p.a.; 5-pay S$60,000+ or 2-pay S$150,000+ = 6.00% p.a.

### Regular premium protection plans
- Annual premium S$6,000 to under S$10,000: 4.00% p.a.; S$10,000 to under S$20,000: 5.00% p.a.
- S$20,000 to under S$50,000: 6.00% p.a.; S$50,000 and above: 7.00% p.a.

### Single premium plans
- Savings plans: S$200,000 = 6.00%; S$500,000 = 8.00%; S$1,000,000 = 10.00%; S$1,500,000 = 12.00%; S$2,000,000 and above = 14.00% p.a.
- Protection plans (e.g. AIA Platinum Legacy (IX), Platinum Indexed Legacy (III)): S$200,000 = 8.00%; S$500,000 = 10.00%; S$1,000,000 = 13.00%; S$1,500,000 = 14.00%; S$2,000,000 and above = 16.00% p.a.
- Deposit up to 50% of the single premium or S$2,000,000, whichever is lower

### Other AIA gifts on the promotions page
- Dyson Supersonic Nural hair dryer with an AIA Platinum Indexed Legacy (III) plan of at least US$25,000 Annual Premium Equivalent

### Good to know
- One offer per eligible plan; up to 2 plans in the same table can be added together
- USD premiums counted at SGD 1.27 = USD 1
- Not for customers who free-looked a policy in the last 6 months and re-applied
- Insurance is underwritten by AIA Singapore and sold by Citibank
- T&Cs: Citi-AIA Onshore Insurance Time Deposit Promotion (PDF)

- Confidence: high
- Last updated: 2026-11-10T23:00:00+08:00
- Page: https://spill.sg/p/citibank-aia-insurance-time-deposit-2026-07-01
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_From Spill. Source: citibank.com.sg. Terms can change._