{
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  "url": "https://spill.sg/p/citibank-aia-insurance-time-deposit-2026-07-01",
  "brand": "Citibank",
  "title": "Citi-AIA insurance: Up to 16.00% p.a. 2-month time deposit",
  "summary": "Buy an eligible AIA plan through Citi and get a one-time 2-month SGD or USD time deposit at 4.00% to 16.00% p.a., depending on plan type and premium. Plans issued 1 Jul to 31 Dec 2026.",
  "deal_type": "other",
  "badge": "16.00% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-07-01",
  "end_date": "2026-12-31",
  "time_note": null,
  "conditions": "Eligible AIA plan issued 1 Jul to 31 Dec 2026; place the 2-month deposit by 31 Jan 2027; minimum deposit S$10,000 (S$5,000 for smaller protection plans).",
  "details": [
    {
      "heading": "Regular premium savings plans (AIA Retirement Saver (IV), Smart Wealth Builder, Platinum Gift for Life Plus (II), Platinum Infinite Wealth (II))",
      "lines": [
        "Annual premium S$25,000 to under S$35,000: 4.00% p.a.",
        "S$35,000 to under S$50,000: 5.00% p.a.; S$50,000 to under S$100,000: 6.00% p.a.; S$100,000 and above: 7.00% p.a.",
        "Deposit up to 2x the annual premium or S$1,000,000, whichever is lower"
      ]
    },
    {
      "heading": "Investment-linked plans",
      "lines": [
        "AIA Elite Secure Income, Platinum Wealth Legacy: S$35,000 to under S$100,000 = 4.00% p.a.; S$100,000 and above = 5.00% p.a.",
        "AIA Platinum Wealth Venture 3.0: 5-pay S$35,000 to under S$60,000 or 2-pay S$80,000 to under S$150,000 = 5.00% p.a.; 5-pay S$60,000+ or 2-pay S$150,000+ = 6.00% p.a."
      ]
    },
    {
      "heading": "Regular premium protection plans",
      "lines": [
        "Annual premium S$6,000 to under S$10,000: 4.00% p.a.; S$10,000 to under S$20,000: 5.00% p.a.",
        "S$20,000 to under S$50,000: 6.00% p.a.; S$50,000 and above: 7.00% p.a."
      ]
    },
    {
      "heading": "Single premium plans",
      "lines": [
        "Savings plans: S$200,000 = 6.00%; S$500,000 = 8.00%; S$1,000,000 = 10.00%; S$1,500,000 = 12.00%; S$2,000,000 and above = 14.00% p.a.",
        "Protection plans (e.g. AIA Platinum Legacy (IX), Platinum Indexed Legacy (III)): S$200,000 = 8.00%; S$500,000 = 10.00%; S$1,000,000 = 13.00%; S$1,500,000 = 14.00%; S$2,000,000 and above = 16.00% p.a.",
        "Deposit up to 50% of the single premium or S$2,000,000, whichever is lower"
      ]
    },
    {
      "heading": "Other AIA gifts on the promotions page",
      "lines": [
        "Dyson Supersonic Nural hair dryer with an AIA Platinum Indexed Legacy (III) plan of at least US$25,000 Annual Premium Equivalent"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "One offer per eligible plan; up to 2 plans in the same table can be added together",
        "USD premiums counted at SGD 1.27 = USD 1",
        "Not for customers who free-looked a policy in the last 6 months and re-applied",
        "Insurance is underwritten by AIA Singapore and sold by Citibank",
        "T&Cs: Citi-AIA Onshore Insurance Time Deposit Promotion (PDF)"
      ]
    }
  ],
  "promo_url": "https://www.citibank.com.sg/static/all-promo#:~:text=Citi%2DAIA%20Insurance%20Promotions",
  "booking_url": "https://www.citibank.com.sg/static/all-promo#:~:text=Citi%2DAIA%20Insurance%20Promotions",
  "pdf_url": "https://www.citibank.com.sg/global_docs/pdf/aia-onshore-td-offer-tncs.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "insurance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-06-30T16:00:00.000Z",
  "source_url": "https://www.citibank.com.sg/static/all-promo",
  "image_url": "https://spill.sg/deal-img/citibank-aia-insurance-time-deposit-2026-07-01.webp?v=bcd0e88e4d",
  "original_url": "https://www.citibank.com.sg/static/all-promo",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T23:00:00+08:00",
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