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  "url": "https://spill.sg/p/cimb-personal-loan-referral-200-cashback-2026-11-10",
  "brand": "CIMB",
  "title": "Personal loan referral: S$50 to S$150 cashback per friend",
  "summary": "Existing CIMB Personal Loan customers and CIMB current/savings account holders who refer friends to a CIMB Personal Loan until 31 Dec 2026 get S$50 cashback per approved friend (S$150 from the 10th), and each friend gets S$50.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": 50,
  "original_price_sgd": null,
  "start_date": "2026-01-25",
  "end_date": "2026-12-31",
  "time_note": null,
  "conditions": "Referrer: existing CIMB Personal Loan customer or current/savings account holder; enrol and get your link through CIMB's EVA chatbot; friend must be new to CIMB Personal Loan (none in the last 12 months), borrow at least S$5,000 over 36, 48 or 60 months and be approved by 31 Dec 2026; no cap. T&Cs apply.",
  "details": [
    {
      "heading": "What you get",
      "lines": [
        "1st to 9th successful referral: S$50 cashback each",
        "10th referral onwards: S$150 cashback each",
        "No cap on the number of referrals"
      ]
    },
    {
      "heading": "What your friend gets",
      "lines": [
        "S$50 cashback with their first successful CIMB Personal Loan application",
        "Combined cashback up to S$200 per referral"
      ]
    },
    {
      "heading": "How to take part",
      "lines": [
        "Tap 'Refer Now' on CIMB's page to enrol through EVA, CIMB's WhatsApp chatbot",
        "Answer a few questions to get your unique link",
        "Your friend applies for a CIMB Personal Loan on EVA with your link"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Referrer must be an existing CIMB Personal Loan customer or hold an active CIMB current/savings account",
        "Friend must not have a CIMB Personal Loan now, or one closed or cancelled in the last 12 months",
        "Loan of at least S$5,000 over 36, 48 or 60 months, applied for 25 Jan to 31 Dec 2026 and approved by 31 Dec 2026",
        "Cashback is credited within 3 months of loan approval; CIMB may take it back if the loan ends within 1 year",
        "One cashback per referred friend; CIMB staff are not eligible"
      ]
    }
  ],
  "promo_url": "https://www.cimb.com.sg/en/personal/promotions/latest-promotions/loans/cimb-ploan-referral.html",
  "booking_url": "https://www.cimb.com.sg/en/personal/promotions/latest-promotions/loans/cimb-ploan-referral.html",
  "pdf_url": "https://www.cimb.com.sg/content/dam/cimbsg/personal/document/loans/terms-and-conditions/TCs_Governing_Personal_Loan_EVA_Referral_Programme_2026_Final.pdf",
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-01-24T16:00:00.000Z",
  "source_url": "https://www.cimb.com.sg/en/personal/promotions/latest-promotions/loans/cimb-ploan-referral.html",
  "image_url": "https://spill.sg/deal-img/cimb-personal-loan-referral-200-cashback-2026-11-10.webp?v=d0c1865539",
  "original_url": "https://www.cimb.com.sg/en/personal/promotions/latest-promotions/loans/cimb-ploan-referral.html",
  "original_type": null,
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T23:30:00+08:00",
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