{
  "id": "cimb-personal-loan-11-11-rate-0-89-2026-11-10",
  "url": "https://spill.sg/p/cimb-personal-loan-11-11-rate-0-89-2026-11-10",
  "brand": "CIMB",
  "title": "11.11 personal loan rates from 0.89% p.a.",
  "summary": "Apply for a CIMB personal loan between 3 and 18 Nov for rates from 0.89% p.a. (EIR from 1.72%) after a 0.11% cashback rebate.",
  "deal_type": "cashback",
  "badge": "0.89% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-11-03",
  "end_date": "2026-11-18",
  "time_note": null,
  "conditions": "Apply 3-18 Nov 2026; first 200 approved; min S$15,000 loan, 3-5 years for the cashback rebate (cap S$1,000). SC/PR or Malaysians working in SG.",
  "details": [
    {
      "heading": "Singles' Day 11.11 Special · CIMB Personal Loan",
      "lines": [
        "Apply 3 to 18 Nov 2026",
        "Rates from 0.89% p.a. (EIR from 1.72% p.a.) after a 0.11% p.a. interest rebate paid as cashback",
        "For the first 200 approved customers",
        "Cashback = 0.11% x loan amount x tenure in years, capped at S$1,000",
        "Needs min loan S$15,000 and tenure of 3-5 years for the rebate"
      ]
    },
    {
      "heading": "Examples from CIMB (1.00% p.a. before rebate, 5 years)",
      "lines": [
        "S$15,000 loan: S$82.50 cashback",
        "S$50,000 loan: S$275 cashback",
        "S$200,000 loan: S$1,000 cashback (cap)"
      ]
    },
    {
      "heading": "Other loan options",
      "lines": [
        "3 or 6 month tenure: no interest, one-time processing fee (EIR from 5.99% p.a.)",
        "12 to 60 month tenures for the promo rates"
      ]
    },
    {
      "heading": "Who can apply",
      "lines": [
        "Singaporeans and PRs (min annual income S$20,000)",
        "Malaysians with a valid Singapore work pass (min annual income S$30,000)",
        "No CIMB account or card needed; apply online"
      ]
    }
  ],
  "promo_url": "https://www.cimb.com.sg/en/personal/banking-with-us/loans-financing/personal-loans-financing/cimb-personal-loan.html#:~:text=Singles'%20Day%2011.11%20Special",
  "booking_url": "https://www.cimb.com.sg/en/personal/banking-with-us/loans-financing/personal-loans-financing/cimb-personal-loan.html#:~:text=Singles'%20Day%2011.11%20Special",
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-02T16:00:00.000Z",
  "source_url": "https://www.cimb.com.sg/en/personal/promotions/latest-promotions/loans/cimb-ploan-promotion.html",
  "image_url": "https://spill.sg/deal-img/cimb-personal-loan-11-11-rate-0-89-2026-11-10.webp?v=5c0d67167e",
  "original_url": "https://www.cimb.com.sg/en/personal/promotions/latest-promotions/loans/cimb-ploan-promotion.html",
  "original_type": "website",
  "original_text": "Singles' Day 11.11 Special: Get rates as low as 0.89%* p.a.  (EIR from 1.72% p.a.) after interest rebate of 0.11%* p.a. via cashback!",
  "confidence": "low",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-10T06:00:00+08:00",
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  "data_updated_at": "2026-11-12T09:39:50+08:00"
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