# CIMB: Online SGD fixed deposit up to 2.35% p.a.

CIMB has raised its online SGD fixed deposit rates to as high as 2.35% p.a., with extra for Preferred Banking customers.

- Deal: 2.35% p.a. (Deal)
- When: Ongoing since 4 Nov
- Status on 2026-11-12: live
- Category: Cards & Banks
- Conditions: Online placements of S$10,000 and above; Preferred Banking rates need Preferred status; rates may change.
- Promotion page: https://www.cimb.com.sg/en/personal/banking-with-us/accounts/fixed-deposit/cimb-sgd-fixed-deposit-account.html#:~:text=Grow%20with%20attractive%20Online%20SGD%20FD%20Rate
- Where: Not stated

## Details

### Online SGD fixed deposit rates from 4 Nov 2026 · CIMB (placements of S$10,000 and above)
- 3 months: 1.35% p.a. (Personal Banking), 1.40% p.a. (Preferred Banking)
- 6 months: 2.20% p.a. / 2.25% p.a.
- 9 months: 2.20% p.a. / 2.25% p.a.
- 12 months: 2.30% p.a. / 2.35% p.a.

### Also this month
- Why Wait Fixed Deposit-i: S$88 cash credit per S$100,000 fresh funds placed for 12 months, up to S$176 per account, for placements 1 to 30 Nov 2026
- New Preferred Banking customers: 2.88% p.a. on a 6-month FD with S$250,000 fresh funds

### How to apply
- Apply online (MyInfo available); new customers fund a CIMB FastSaver from another Singapore bank, then the FD is placed
- A video call may be needed to verify the account

### Good to know
- Online promo rates need at least S$10,000 per placement; rates can change for new placements
- Normal board rates start from S$1,000 (S$5,000 for 1- or 2-month tenors)
- Preferred Banking generally needs S$250,000 relationship balance
- Deposits insured by SDIC up to S$100,000 per depositor

- Confidence: low
- Last updated: 2026-11-04T09:00:00+08:00
- Page: https://spill.sg/p/cimb-online-sgd-fixed-deposit-up-to-2-35-p-a-2026-11-04
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_From Spill. Source: cimb.com.sg. Terms can change._