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  "url": "https://spill.sg/p/cimb-online-sgd-fixed-deposit-up-to-2-35-p-a-2026-11-04",
  "brand": "CIMB",
  "title": "Online SGD fixed deposit up to 2.35% p.a.",
  "summary": "CIMB has raised its online SGD fixed deposit rates to as high as 2.35% p.a., with extra for Preferred Banking customers.",
  "deal_type": "other",
  "badge": "2.35% p.a.",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": "2026-11-04",
  "end_date": null,
  "time_note": null,
  "conditions": "Online placements of S$10,000 and above; Preferred Banking rates need Preferred status; rates may change.",
  "details": [
    {
      "heading": "Online SGD fixed deposit rates from 4 Nov 2026 · CIMB (placements of S$10,000 and above)",
      "lines": [
        "3 months: 1.35% p.a. (Personal Banking), 1.40% p.a. (Preferred Banking)",
        "6 months: 2.20% p.a. / 2.25% p.a.",
        "9 months: 2.20% p.a. / 2.25% p.a.",
        "12 months: 2.30% p.a. / 2.35% p.a."
      ]
    },
    {
      "heading": "Also this month",
      "lines": [
        "Why Wait Fixed Deposit-i: S$88 cash credit per S$100,000 fresh funds placed for 12 months, up to S$176 per account, for placements 1 to 30 Nov 2026",
        "New Preferred Banking customers: 2.88% p.a. on a 6-month FD with S$250,000 fresh funds"
      ]
    },
    {
      "heading": "How to apply",
      "lines": [
        "Apply online (MyInfo available); new customers fund a CIMB FastSaver from another Singapore bank, then the FD is placed",
        "A video call may be needed to verify the account"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Online promo rates need at least S$10,000 per placement; rates can change for new placements",
        "Normal board rates start from S$1,000 (S$5,000 for 1- or 2-month tenors)",
        "Preferred Banking generally needs S$250,000 relationship balance",
        "Deposits insured by SDIC up to S$100,000 per depositor"
      ]
    }
  ],
  "promo_url": "https://www.cimb.com.sg/en/personal/banking-with-us/accounts/fixed-deposit/cimb-sgd-fixed-deposit-account.html#:~:text=Grow%20with%20attractive%20Online%20SGD%20FD%20Rate",
  "booking_url": "https://www.cimb.com.sg/en/personal/banking-with-us/accounts/fixed-deposit/cimb-sgd-fixed-deposit-account.html#:~:text=Grow%20with%20attractive%20Online%20SGD%20FD%20Rate",
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": null,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-03T19:51:29.000Z",
  "source_url": null,
  "image_url": "https://spill.sg/deal-img/cimb-online-sgd-fixed-deposit-up-to-2-35-p-a-2026-11-04.webp?v=e542bf0f13",
  "original_url": "https://www.cimbpreferred.com.sg/en/preferred-promotions/preferred-acquisition.html",
  "original_type": "website",
  "original_text": "Discover the privileges of acquisition, designed for discerning individuals seeking premier financial experiences.",
  "confidence": "low",
  "sponsored": false,
  "verified_by_brand": false,
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