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  "url": "https://spill.sg/p/cimb-founders-card-718-sign-up-rewards-2026-11-10",
  "brand": "CIMB",
  "title": "Founders Card: Up to $718 in sign-up rewards",
  "summary": "New CIMB Founders Card holders get the first-year fee waived ($338) and $380 cashback after spending $4,000 within 90 days.",
  "deal_type": "cashback",
  "badge": "Cashback",
  "price_sgd": null,
  "original_price_sgd": null,
  "start_date": null,
  "end_date": null,
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  "conditions": "New cardmembers; pay the first S$338 fee by the due date to get it credited back; S$380 cashback needs S$4,000 spend within 90 days of approval.",
  "details": [
    {
      "heading": "Sign-up rewards · CIMB Founders Card",
      "lines": [
        "Up to S$718 in rewards for new cardmembers",
        "First-year annual card service fee waived (worth S$338), no spend needed",
        "Extra S$380 cashback when you spend S$4,000 within 90 days of card approval"
      ]
    },
    {
      "heading": "How the fee waiver works",
      "lines": [
        "The S$338 fee is charged on your first statement",
        "Pay it in full by the first due date; the waiver is then credited back to the card within 90 days of approval"
      ]
    },
    {
      "heading": "Card features",
      "lines": [
        "0% interest for up to 113 days on retail spend; instant cash up to 114 days with a 1% processing fee (EIR up to 4.47% p.a.)",
        "No foreign currency or admin fees on overseas spend",
        "Annual fee S$338 (non-waivable after year 1); Metal Edition adds S$100 a year"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Apply online",
        "CIMB Founders Card Sign-up Gift Promotion 2026 terms apply"
      ]
    }
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