# Bank of China: Time deposit rates up to 2.3% p.a. (10-15 Nov)

New SGD time deposits placed in the BOC Mobile Banking app earn up to 2.30% p.a. from 10 to 15 Nov, with placements from S$500.

- Deal: 2.3% p.a. (Deal)
- When: 10 Nov – 15 Nov
- Status on 2026-11-12: live
- Category: Cards & Banks
- Price: S$500
- Conditions: New placements via the BOC Mobile Banking app only, 10-15 Nov 2026; personal customers; needs a BOC savings or current account; min. S$500.
- Promotion page: https://www.bankofchina.com/sg/bocinfo/bi3/bi31/202611/t20261110_25704413.html
- Where: Not stated

## Details

### SGD time deposit promo rates · Bank of China Singapore (10 to 15 Nov 2026)
- New placements in the BOC Mobile Banking app only
- 1 month 1.10%, 2 months 1.20% (from S$500)
- 3 months: 1.60% from S$500, 2.10% from S$20,000, 2.30% from S$200,000
- 5 months: 1.50% from S$500
- 6 months: 1.70% from S$500, 2.10% from S$20,000, 2.30% from S$200,000
- 9 and 12 months: 1.70% from S$500, 2.10% from S$20,000
- 18 months 1.60%, 24 months 1.55% (from S$500)

### Other currencies (same period)
- USD (from US$2,000): 1 month 3.80%, 3 months 4.00%, 6 months 4.40%, 9 months 4.30%, 12 months 4.60%
- AUD (from A$5,000): 1 month 4.15%, 3 months 4.45%, 6 months 4.60%
- NZD (from NZ$5,000): 2.50% / 2.90% / 3.10% for 1 / 3 / 6 months
- EUR (from €5,000): 2.35% / 2.60% / 2.80% for 1 / 3 / 6 months
- GBP (from £2,000): 3.55% / 3.80% / 4.00% for 1 / 3 / 6 months
- RMB (from RMB 3,000): 1.25% to 1.45% for 1 to 24 months

### Good to know
- Personal customers only; you need a BOC savings or current account to place a deposit in the app
- The rate is the one shown when you place the deposit
- Taking the money out early can cost you interest
- SGD deposits are insured by SDIC up to S$100,000 per depositor; foreign currency deposits are not

- Confidence: high
- Last updated: 2026-11-11T07:28:32+08:00
- Page: https://spill.sg/p/bank-of-china-time-deposit-rates-up-to-2-3-p-a-2026-11-10
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_From Spill. Source: bankofchina.com. Terms can change._