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  "url": "https://spill.sg/p/bank-of-china-time-deposit-rates-up-to-2-3-p-a-2026-11-10",
  "brand": "Bank of China",
  "title": "Time deposit rates up to 2.3% p.a. (10-15 Nov)",
  "summary": "New SGD time deposits placed in the BOC Mobile Banking app earn up to 2.30% p.a. from 10 to 15 Nov, with placements from S$500.",
  "deal_type": "other",
  "badge": "2.3% p.a.",
  "price_sgd": 500,
  "original_price_sgd": null,
  "start_date": "2026-11-10",
  "end_date": "2026-11-15",
  "time_note": null,
  "conditions": "New placements via the BOC Mobile Banking app only, 10-15 Nov 2026; personal customers; needs a BOC savings or current account; min. S$500.",
  "details": [
    {
      "heading": "SGD time deposit promo rates · Bank of China Singapore (10 to 15 Nov 2026)",
      "lines": [
        "New placements in the BOC Mobile Banking app only",
        "1 month 1.10%, 2 months 1.20% (from S$500)",
        "3 months: 1.60% from S$500, 2.10% from S$20,000, 2.30% from S$200,000",
        "5 months: 1.50% from S$500",
        "6 months: 1.70% from S$500, 2.10% from S$20,000, 2.30% from S$200,000",
        "9 and 12 months: 1.70% from S$500, 2.10% from S$20,000",
        "18 months 1.60%, 24 months 1.55% (from S$500)"
      ]
    },
    {
      "heading": "Other currencies (same period)",
      "lines": [
        "USD (from US$2,000): 1 month 3.80%, 3 months 4.00%, 6 months 4.40%, 9 months 4.30%, 12 months 4.60%",
        "AUD (from A$5,000): 1 month 4.15%, 3 months 4.45%, 6 months 4.60%",
        "NZD (from NZ$5,000): 2.50% / 2.90% / 3.10% for 1 / 3 / 6 months",
        "EUR (from €5,000): 2.35% / 2.60% / 2.80% for 1 / 3 / 6 months",
        "GBP (from £2,000): 3.55% / 3.80% / 4.00% for 1 / 3 / 6 months",
        "RMB (from RMB 3,000): 1.25% to 1.45% for 1 to 24 months"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Personal customers only; you need a BOC savings or current account to place a deposit in the app",
        "The rate is the one shown when you place the deposit",
        "Taking the money out early can cost you interest",
        "SGD deposits are insured by SDIC up to S$100,000 per depositor; foreign currency deposits are not"
      ]
    }
  ],
  "promo_url": "https://www.bankofchina.com/sg/bocinfo/bi3/bi31/202611/t20261110_25704413.html",
  "booking_url": "https://www.bankofchina.com/sg/bocinfo/bi3/bi31/202611/t20261110_25704413.html",
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "live",
  "all_outlets": false,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-10T11:45:55.000Z",
  "source_url": "https://www.bankofchina.com/sg/bocinfo/bi3/bi31/202611/t20261110_25704413.html",
  "image_url": null,
  "original_url": "https://www.bankofchina.com/sg/bocinfo/bi3/bi31/202611/t20261110_25704413.html",
  "original_type": "website",
  "original_text": null,
  "confidence": "high",
  "sponsored": false,
  "verified_by_brand": false,
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