# Bank of China: Time deposit rates up to 2.1% p.a.

Improved SGD time deposit rates from 2 Nov, up to 2.1% p.a., with placements from S$500.

- Deal: 2.1% p.a. (Deal)
- When: 2 Nov – 9 Nov
- Status on 2026-11-12: ended
- Category: Cards & Banks
- Price: S$500
- Conditions: New placements via BOC Mobile Banking only, 2-9 Nov 2026; personal customers; min. S$500 (higher tiers S$20,000).
- Promotion page: https://www.bankofchina.com/sg/bocinfo/bi3/bi31/202611/t20261102_25701554.html
- Where: Not stated

## Details

### SGD time deposit promo rates · Bank of China Singapore (2 to 9 Nov 2026)
- New placements via BOC Mobile Banking app only
- 1 month 1.10%, 2 months 1.20% (min. S$500)
- 3 months 1.60% (S$500) or 1.70% (S$20,000)
- 5 months 1.50% (S$500)
- 6 months 1.70% (S$500) or 2.05% (S$20,000)
- 9 months 1.70% (S$500) or 2.05% (S$20,000)
- 12 months 1.70% (S$500) or 2.10% (S$20,000)
- 18 months 1.60% (S$500) or 1.65% (S$200,000); 24 months 1.55% (S$500)

### Other currencies (same period)
- USD (min. US$2,000): 1 month 3.80%, 3 months 4.00%, 6 and 9 months 4.30%, 12 months 4.60% (4.65% from US$200,000; 6 months 4.50% from US$200,000)
- AUD (min. A$5,000): 1 month 4.15%, 3 months 4.45%, 6 months 4.60%
- GBP (min. £2,000): 3.55% / 3.80% / 4.00% for 1 / 3 / 6 months
- EUR, NZD and RMB rates also listed on the page

### Good to know
- Personal customers only; needs a BOC savings or current account
- Rates apply at the time you place the deposit; early withdrawal may lose interest
- The bank posts new weekly rates on its Promotion Rates page

- Confidence: low
- Last updated: 2026-11-03T09:00:00+08:00
- Page: https://spill.sg/p/bank-of-china-time-deposit-rates-up-to-2-1-p-a-2026-11-02
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_From Spill. Source: bankofchina.com. Terms can change._