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  "url": "https://spill.sg/p/bank-of-china-time-deposit-rates-up-to-2-1-p-a-2026-11-02",
  "brand": "Bank of China",
  "title": "Time deposit rates up to 2.1% p.a.",
  "summary": "Improved SGD time deposit rates from 2 Nov, up to 2.1% p.a., with placements from S$500.",
  "deal_type": "other",
  "badge": "2.1% p.a.",
  "price_sgd": 500,
  "original_price_sgd": null,
  "start_date": "2026-11-02",
  "end_date": "2026-11-09",
  "time_note": null,
  "conditions": "New placements via BOC Mobile Banking only, 2-9 Nov 2026; personal customers; min. S$500 (higher tiers S$20,000).",
  "details": [
    {
      "heading": "SGD time deposit promo rates · Bank of China Singapore (2 to 9 Nov 2026)",
      "lines": [
        "New placements via BOC Mobile Banking app only",
        "1 month 1.10%, 2 months 1.20% (min. S$500)",
        "3 months 1.60% (S$500) or 1.70% (S$20,000)",
        "5 months 1.50% (S$500)",
        "6 months 1.70% (S$500) or 2.05% (S$20,000)",
        "9 months 1.70% (S$500) or 2.05% (S$20,000)",
        "12 months 1.70% (S$500) or 2.10% (S$20,000)",
        "18 months 1.60% (S$500) or 1.65% (S$200,000); 24 months 1.55% (S$500)"
      ]
    },
    {
      "heading": "Other currencies (same period)",
      "lines": [
        "USD (min. US$2,000): 1 month 3.80%, 3 months 4.00%, 6 and 9 months 4.30%, 12 months 4.60% (4.65% from US$200,000; 6 months 4.50% from US$200,000)",
        "AUD (min. A$5,000): 1 month 4.15%, 3 months 4.45%, 6 months 4.60%",
        "GBP (min. £2,000): 3.55% / 3.80% / 4.00% for 1 / 3 / 6 months",
        "EUR, NZD and RMB rates also listed on the page"
      ]
    },
    {
      "heading": "Good to know",
      "lines": [
        "Personal customers only; needs a BOC savings or current account",
        "Rates apply at the time you place the deposit; early withdrawal may lose interest",
        "The bank posts new weekly rates on its Promotion Rates page"
      ]
    }
  ],
  "promo_url": "https://www.bankofchina.com/sg/bocinfo/bi3/bi31/202611/t20261102_25701554.html",
  "booking_url": null,
  "pdf_url": null,
  "promo_code": null,
  "coupons": [],
  "eligibility": [],
  "category": "finance",
  "status": "ended",
  "all_outlets": null,
  "outlets": [],
  "hours_today": null,
  "posted_at": "2026-11-02T08:40:57.000Z",
  "source_url": null,
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  "original_url": "https://www.bankofchina.com/sg/bocinfo/bi3/bi31/202611/t20261102_25701554.html",
  "original_type": "website",
  "original_text": null,
  "confidence": "low",
  "sponsored": false,
  "verified_by_brand": false,
  "updated_at": "2026-11-03T09:00:00+08:00",
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