# American Express: True Cashback Card sign-up: 3% cashback, up to S$150, for the first 6 months

New cardholders of the American Express True Cashback Card get 3% cashback on up to S$5,000 spend in the first 6 months (up to S$150), then 1.5% with no cap.

- Deal: 3% (Cashback)
- When: Ongoing since 11 Nov
- Status on 2026-11-12: undated
- Category: Cards & Banks
- Conditions: New card members only. 3% applies to the first S$5,000 of eligible spend in the first 6 months. Subject to approval.
- Promotion page: https://www.americanexpress.com/sg/credit-cards/true-cashback-card/
- Only for: member
- Where: Not stated

## Details

### Welcome cashback
- 3% cashback on all eligible purchases, local and overseas, up to S$5,000 spend in the first 6 months (up to S$150)
- After that, 1.5% cashback on eligible purchases with no minimum spend and no cap
- Cashback shows in the same month's statement

### Fees
- Annual fee S$174.40 (incl. 9% GST), waived for the first year
- First 2 supplementary cards free; S$87.20 for each after that

### Good to know
- Applicants must be over 21
- No end date is printed on the card page
- Card approval is subject to American Express's assessment and the regulatory minimum income requirement.

- Confidence: high
- Last updated: 2026-11-11T07:14:52+08:00
- Page: https://spill.sg/p/american-express-true-cashback-3-percent-welcome-2026-11-11
- Add to calendar: https://spill.sg/p/american-express-true-cashback-3-percent-welcome-2026-11-11/calendar.ics (.ics: Apple, Outlook, Samsung) · Google: https://calendar.google.com/calendar/render?action=TEMPLATE&text=American+Express%3A+True+Cashback+Card+sign-up%3A+3%25+cashback%2C+up+to+S%24150%2C+for+the+first+6+months&dates=20261112%2F20261113&details=New+cardholders+of+the+American+Express+True+Cashback+Card+get+3%25+cashback+on+up+to+S%245%2C000+spend+in+the+first+6+months+%28up+to+S%24150%29%2C+then+1.5%25+with+no+cap.%0ANo+end+date%0ANew+card+members+only.+3%25+applies+to+the+first+S%245%2C000+of+eligible+spend+in+the+first+6+months.+Subject+to+approval.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Famerican-express-true-cashback-3-percent-welcome-2026-11-11&location=&ctz=Asia%2FSingapore · Outlook.com: https://outlook.live.com/calendar/0/deeplink/compose?path=%2Fcalendar%2Faction%2Fcompose&rru=addevent&subject=American+Express%3A+True+Cashback+Card+sign-up%3A+3%25+cashback%2C+up+to+S%24150%2C+for+the+first+6+months&body=New+cardholders+of+the+American+Express+True+Cashback+Card+get+3%25+cashback+on+up+to+S%245%2C000+spend+in+the+first+6+months+%28up+to+S%24150%29%2C+then+1.5%25+with+no+cap.%0ANo+end+date%0ANew+card+members+only.+3%25+applies+to+the+first+S%245%2C000+of+eligible+spend+in+the+first+6+months.+Subject+to+approval.%0Ahttps%3A%2F%2Fspill.sg%2Fp%2Famerican-express-true-cashback-3-percent-welcome-2026-11-11&location=&startdt=2026-11-12&enddt=2026-11-13&allday=true
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_From Spill. Source: americanexpress.com. Terms can change._